Kunci Jawaban Bahasa Inggris Kelas 12 SMA Halaman 150-151, Activity B.3 Reading Comprehension

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Baca juga: Analisis pada 2 Artikel & Buku Ilmiah, Kunci Jawaban Bahasa Indonesia Kelas 12 SMA Halaman 176 177

Kunci jawaban Bahasa Inggris kelas 12 halaman 150 151

Soal Halaman 150

3. Activity B.3

Reading Comprehension

Read the text to see which statement you predicted correctly. Then read the whole text comprehensively.

Pro and cons of the future payment method: Cashless

Cashless probably sounds like science fiction, but it’s on its way. Present-day transactions already happen without cash, and many financial institutions, service companies, and even governments are proponents of the shift. This issue is one where cash—paper and coin currency—isn’t used anymore for financial transactions. Alternatively, transactions are using debit or credit cards or payment services like PayPal, Q-ris, Virtual Account, etc. Is being cashless a wise decision?

Proponents say that those with the technological ability to take advantage of being cashless will likely find that it’s more convenient. If you have your card or phone, you have instantaneous access to all your cash holdings. Convenience isn’t the only benefit. Here are some other benefits such as lower crime rates, automatic paper trails, cash management cost money, or even international payments become much easier.

However, the opponents believe that bringing cash still has advantages. One of the great advantages of cash is that it will always be accepted as a method of payment. For example, having a coffee or paying for a cab, in some places there is still a minimum amount to be able to do so. On the other point of view, the opponents also argue that being cashless can cause people to overspend. They make large purchases on their credit card at ease, because they find it harder to understand the value of money when it isn’t visible. Research has also shown that people who have debt are twice as likely to suffer from depression and anxiety disorders. They also said that going cashless is probably more problematic than beneficial. Digital transactions payment will harm your privacy. You will give your trust to the organizations that handle your data transaction, which means there is nothing you could hide. Furthermore, it can cause the exposure of your data into the digital modern bank muggers or robbers, the Hackers. If you are being targeted, then the hackers drain your money easily.

It is important to consider the advantages and disadvantages when you are going to use a payment method. Nowadays with the many technological and societal moves towards digital and virtual financial transactions, cash currency is becoming less and less common. Being cashless would primarily benefit certain businesses. While some individuals prefer using debit and credit to cash for convenience, businesses benefit from processing fees when consumers use their apps and services to send and receive payments. Handling cash is also expensive, so moving to cashless payments will also save businesses money and make transactions easier to track. The suggestion, be wise when you are using either cash or cashless.

Comprehension Check